FINANCE CENTER

FINANCING BENEFITS

Financing designed for Lincoln, and tailored just for you

The Lincoln Motor Company and Lincoln Automotive Financial Services both prioritize a client-centric approach. We aim to deliver financial solutions tailored to the individual needs of our drivers. Our tools, such as the Account Manager, are designed with your schedule and preferences in mind. Plus, we offer exceptional access to exclusive deals and incentives on new Lincoln vehicles.

Apply For Financing

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PURCHASE A LINCOLN

When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider:

GAPCOVERAGE

In the unfortunate event of vehicle loss, this optional coverage kicks in when your insurance payout falls short of your contract balance. GAPCoverage is designed to safeguard your investment in your Lincoln. If your vehicle is stolen and not recovered, or if it’s deemed a total loss, your insurance may not cover the entire amount you still owe. With GAPCoverage, you can ensure your financial peace of mind.

GAPCoverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAPAdvantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAPCOVERAGE OPTIONS

Learning about both of the plans allows you choose accordingly

GAPCoverage:Financial Protection Against Vehicle Loss

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GAPAdvantage: Increased Financial Protection Against Vehicle Loss

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FLEX BUY PROGRAM

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.

Learn more about the Flex Buy Program

If you have any questions, our team is here to assist you in exploring all your available options.

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LEASE A LINCOLN

MILEAGE OPTIONS

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP PROTECTION BENEFIT

GAP Protection can cover the difference—or gap—between your insurance payout and your remaining lease balance if your leased vehicle is stolen or declared a total loss. This valuable benefit is included in your lease. With GAP Protection, as long as you maintain the insurance required by your lease agreement, you’ll only need to pay the insurance deductible and any outstanding amounts (such as past due payments) at the time of the incident. Please note that certain restrictions may apply.

ADVANCE PAYMENT PROGRAM (APP)

We provide our clients with the option to prepay all monthly lease payments upfront in a single, one-time payment. This lets you enjoy your driving experience without worrying about monthly payments. However, please remember that lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 448-216-0040 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.