Dec 12, 2024

If you’re looking to buy a 2025 Lincoln, then you can navigate the entire buying and financing process without dealing with anyone but your Lincoln dealership. Whether you have perfect or poor credit, there are several dealership financing benefits that you’ll appreciate.

5 Benefits of Financing a 2025 Lincoln at Your Lincoln Dealership

1. Dealership Financing Benefits People With Poor Credit

It tends to be easier to qualify for a loan through a dealership than it is to qualify for one through a bank, especially if you need a sum large enough to pay for a luxurious vehicle like a Lincoln.

So, if your credit score isn’t in the best shape right now and you’re struggling to find a lender who’ll provide financing, then it’ll likely benefit you to apply for a loan through your dealer. You have a much better chance of being approved through the dealer than you do through another lender when your credit history isn’t squeaky clean.

2. Dealerships Have Great Incentives

Do you have excellent credit? If so, you may qualify for special promotions that dealerships sometimes run. These promotions allow you to finance vehicles with no interest or very low interest rates.

3. Dealerships Don’t Limit Your Vehicle Choices

If you’re planning on buying a 2025 model after 2025, then it’s best to apply for financing through the dealer. This is because banks don’t always provide financing for used models unless they meet specific criteria. There are often mileage limits on the used vehicles that banks and credit unions will offer financing for.

4. Dealerships Let You Get What You Want

Even if you’re buying a new car, traditional financial institutions can sometimes limit your choices. This is because they often have a network of dealerships they work with. So, they may only provide car loans to people buying a vehicle from one of those dealerships.

If the bank offering you alone doesn’t have a Lincoln dealer in their network, then you may not be able to get the car you want. Applying for a loan through the dealership guarantees that you’ll get your new Lincoln.

5. Dealerships Send Out Your Loan Application For You

When you apply for a loan through a dealer, you only have to fill out one application. This single application is sent to multiple lenders. So, instead of spending hours filling out different applications to different lenders, you only need to spend a few minutes filling out a single application. There’s also very little paperwork involved once you’re approved for a loan.

Are you looking for the perfect place to finance and buy your next Lincoln? Come talk to us at Astro Lincoln in Pensacola, FL for anything you need.